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Minimum opening deposit is only $25. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details.
Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Ask us for details. Bank rules and regulations apply.
^NO PURCHASE OR ACCOUNT OPENING NECESSARY TO ENTER OR WIN. A purchase or account opening will not increase your chances of winning. Open to legal U.S. residents age 18 or older. Limit one entry per qualifying product, or one alternate entry per person for individuals who do not open a qualifying account. Participants may enter by opening a qualifying account or by using the free alternate method of entry described in the Official Rules. Void where prohibited. See Official Rules (tcbanytime.com) for full details, eligibility, entry methods, and prize information.

No minimum balance

No monthly service charge

One FREE box of checks per year

FREE Debit Card

FREE Online Banking 

FREE Bill Pay

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Open My AccountOpen My Account

Open your checking account online or visit your nearest branch.

The Citizens Bank logo
Privacy Policy

Totally Free Checking is easy and rewarding with these great account features

Member FDIC
Equal Housing Lender, Member FDIC
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Contact Us
Open My Account

Open Totally Free Checking today.

FREE Mobile Banking

FREE eStatements with online check images

FREE chance to win a prize^

Buy back of your debit cards and unused checks from another financial institution

Open Totally Free Checking today.

Member FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Member FDICBenefits Checking Contacts

Sisk Association/Benefits Checking Support 1-800-899-7175
•	To file a Cell Phone Protection claim
•	To file an AD&D claim
•	Roadside reimbursement assistance

Roadside Assistance 1-844-895-7779

Identity Theft Claim 1-866-602-2056

www.benefitschecking.com or Benefits Checking Mobile App
•	Register your Member ID
•	View Cell Phone Protection details
•	AD&D Terms & Conditions
•	Refer a new merchant for Entertainment discounts
•	Entertainment terms & Conditions

Email clientservices@haberfeld.com 
•	General questions
•	Feedback about Roadside Assistance Experience
•	Report an Entertainment coupon issue
More Checking SolutionsLocations and Hours