Minimum opening deposit is only $25. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Ask us for details. Bank rules and regulations apply.
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No minimum balance
No monthly service charge
One FREE box of checks per year
FREE Debit Card
FREE Online Banking
FREE Bill Pay
Alpha M. Hutchinson Banking Center
335 Prestonsburg Street
West Liberty, KY 41472
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Carroll B. Daugherty Banking Center
216 Kroger Shopping Center
Morehead, KY 40351
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Farmers Banking Center
22 East Main Street
Owingsville, KY 40360
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Open your checking account online or visit your nearest branch.
Morehead Main Street
Banking Center
114 West Main Street
Morehead, KY 40351
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Sharpsburg
Banking Center
648 Main Street
Sharpsburg, KY 40374
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Totally Free Checking is easy and rewarding with these great account features
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Totally Free Checking is the free account you deserve.
FREE Mobile Banking
FREE eStatements with online check images
FREE Thank You Gift
Buy back of your debit cards and unused checks from another financial institution
Totally Free Checking is the free account you deserve.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government